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Private Loan Self-Certification Form

Learn about the Private Loan Applicant Self-Certification Form and how to complete it.

Responsibilities of the borrower

To receive private education loan funds, the borrower must submit a self-certification form to the lender. Do not submit the form to UCSD.

Be sure to contact the lender to inquire about any additional requirements that may be needed before your loan funds can be disbursed.

Notes:

  • If you haven't already applied for federal and state financial aid, you're encouraged to do so by completing the FAFSA
  • You may wish to delay your private loan until you receive your financial aid award notice because you could receive enough financial aid to replace the private loan you intend to borrow.
  • For more information about applying for financial aid at UC San Diego, (e.g., grants, low-cost education loans, scholarships, and work-study programs) visit the Financial Aid and Scholarships Office's website.

How to complete the form

  1. Download a hard copy of the Private Education Loan Applicant Self-Certification form (PDF), or obtain a copy from your lender.
  2. Review UCSD's Budgets and Costs of Attendance to determine the amount to enter in Section 2, Item A, "Student's cost of attendance for the period of enrollment covered by the loan:"
    1. Select the appropriate budget type (undergraduate, graduate, or professional) and academic year.
    2. Based on your housing status (living with parents, on-campus, or off-campus), identify the dollar amount under "Basic budget totals:"
      • If your loan is for 3 quarters (a full academic year of fall, winter, and spring): Enter the amount listed under the appropriate housing category in Section 2, Item A.
      • If your loan is for 2 quarters (e.g., fall and winter or winter and spring, etc.): Take the dollar amount under the "Basic budget totals" for the appropriate housing category and divide by 3, then multiply by 2. Enter the result in Section 2, Item A.
      • If your loan is for 1 quarter (e.g., fall only or spring only, etc.): Take the dollar amount under the "Basic budget totals" for the appropriate housing category and divide by 3. Enter this amount in Section 2, Item A.
  3. Determine the amount to enter in Section 2, Item B, "Estimated financial assistance:"
    • If you have not applied for financial aid and do not have additional outside resources, report $0.
    • If you have applied for financial aid, access your awards using the Financial Aid tool. Total all grants, loans (excluding this loan), scholarships, and work-study that you have or will accept and enter that amount in Section 2, Item B. Be sure to include awards for only the quarters covered by the loan period (calculate amounts for 1 or 2 quarters as described in step 2 above).
    • If you have applied for financial aid but awards have not yet been made, report $0 in Section 2, Item B. You may wish to delay your private loan until you receive your financial aid award notice, because you could receive enough financial aid to replace the private loan you intend to borrow.
  4. Determine the amount to report in Section 2, Item C by subtracting Section 2, Item B from Section 2, Item A.
  5. Complete Sections 3 and 4 and submit to the lender.