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Direct Deposit

What is direct deposit?

Direct deposit is a banking term used to refer to certain systems used to transfer money; it's a method of payment which electronically credits your checking or savings account.

UC San Diego strongly encourages you to set up a direct bank deposit account. It's the fastest, most secure, and environmentally friendly way to receive your financial aid and refunds.

How do I set up direct deposit?

Use the Direct Deposit tool. You must specify one U.S. personal checking or savings account as your direct bank deposit account (no joint accounts).

If using your personal checking account:

Before enrolling in direct deposit, you must have a paper check to obtain the routing and checking account number (see illustration below). If you don't have a check or the routing and checking account number, contact your banking institution for this information.

If using your personal savings account:

Use the routing and savings account number indicated by your banking institution (this may be found on your deposit slip in a similar location to the check illustration below). If you don't have the routing and savings account number, please contact your banking institution for this information.

Location of routing and account numbers on your check may differ than what is shown here

Note: The University will not use your direct deposit information to auto-debit from your account. It may take up to 15 business days to verify your direct deposit account.

Uses for direct deposit

If you're signed up for direct deposit, these refunds will credit your student account:

Troubleshooting

Your direct deposit account may become invalid if:

  • You use your debit card number as the account number
  • You use an "electronic" routing number
  • You designate a joint account as your direct deposit account
  • You designate a money market account (must be a savings or checking account)
  • Your bank account is closed

Closed bank accounts:

If you recently closed the bank account used for your direct deposit, you must:

If a refund was already generated to your closed direct deposit account, Student Business Services will generate a check once the funds return from the bank, and will send it to the current mailing address on file.

Questions?

Contact Student Business Services, (858) 822-4727.